The 1892 cup final saw the F A bid farewell to Kennington Oval. The famous old cricket ground, which is still the home of English cricket today, just couldn't cope with the huge crowds that football was attracting in the 1890's. Just 2,000 had turned up for the final twenty years previously but in 1892 over 32,000 people converged on London from the Midlands for the second meeting between Aston Villa, The Perry Barr Pets, and West Bromwich Albion, The Stoney Lane Strollers. The Oval was also situated in one of the more upmarket areas of London and it is probable that the Northern fans were less than welcome there on cup final day. For the fans there was a new innovation with the introduction of a cup final programmes instructing fans how and where to get their hands on team photographs. For the more up market fan planning to stay overnight in London, The Alhambra advertised that it would be open until 11 p.m. that night while The Gaiety theatre's entertainment started at 8 in the evening with a wide range of popular music hall acts. After the game fans were also invited to see the latest exhibits at Madame Tussaud's for 1/-. Football wise, sadly this final would leave a bad taste in the mouth of players from both camps.
Villa were clear favourites on the day and included Jimmy Warner and Denny Hodgetts in their side from their 1887 cup winning XI. Albion had more experience though with Charles Perry, Billy Bassett and Pearson from the 1888 winning side. As expected, Villa looked to be the more composed side in the opening exchanges but the destiny of the game was decided very early on. With his first chance to run at the Villa Defence, Billy Bassett carved their back line open with a great run and cross which Alf Geddes met with a stunning volley which Warner had no chance of stopping. Albion were in front with the fastest goal yet scored in a cup final, just four minutes. At this early stage Villa didn't panic and continued to play very controlled and crisp football but just like Notts County last year, they seemed unable to carve out a decent opportunity to truely test Joe Reader. On twenty-seven minutes Villa were caught out in exactly the same fashion as they had been for the first goal. Another lung bursting run from Bassett again went unchecked and his cross this time fell to Nicholls whose tame shot somehow eluded Jimmy Warner.
Villa had done most of the attacking in the first half hour and, had their strikers been up for it, they could have easily had three or four goals but hesitancy had seen them two down and yet to force a decent save from Reader. After the second goal any hope of a Villa fightback was snuffed out. The favourites began to visibly labour as Albion grew in confidence to take the game by the scruff of the neck to the point that Villa were grateful for half time. Albion had created several clear cut chances in the last fifteen minutes of the half and it is notable that Jimmy Warner was praised for two top quality saves in light of what was to happen after the game.
The second half was very one sided as Albion began to dominate the game in every department. Any Villa attacks were quickly and easily closed down by Reynolds, Perry and Groves at the heart of the defence while Billy Bassett was tormenting 38 year old Billy Evans at the other end. Few were surprised when John Reynolds popped up from defence to increase Albion's lead ten minutes into the second half, although yet again Warner looked to have been at fault for a very saveable effort. The remaining thirty-five minutes were an anti climax after that. The game was over as a contest and Villa did little to try and salvage some pride from a local derby their fans had expected them to win at a canter. West Brom by contrast were well satisfied with their days work and were more than happy to settle on a three goal lead which was never in danger. At the final whistle Charles Perry recieved the cup from Lord Kinnaird and the Oval era was at an end. At the time it seemed that this would be the last time the Northern fans would get a day out in London as Manchester's Fallowfield ground was announced as the new home of the cup final.
The 1892 cup final was far from over in the eyes of the two finalist's directors though. At Aston Villa, dissappointed fans started to point the finger at Jimmy Warner, a faithful club servant and usually reliable keeper. Warner had made some fine saves but had also been at some fault for two of the goals and it was the latter that the fans picked up on. A rumour began to circulate that Warner had placed hefty bets on Albion to win the cup and then contrived to throw the game. This accusation made the National press and while no action was ever taken against Warner, his career at Villa was over. Newton Heath signed him for a snip for their first campaign in the new second division but Warner's heart wasn't in it. A Villa man to the core, Jimmy Warner quit football and shortly after quit the Country, moving to Philadelphia with his daughter to get away from the rumours. Meanwhile things were not rosey at Albion either. John Reynolds had played his best game for Months in the final and when his form dipped again after the game, he was openly accused by the board of having played for a transfer and was promptly told that if he didn't start playing to his cup final form every week, he would be fined £1 a week until he did. Reynold's response to that was to tip off a friend who was playing for Villa. Reynolds, who had played a major part in sinking Villa in 1892's cup final would go on to become one of their all time legends.